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Car Accidents

Types of Car Accidents Where You Need To Involve A Lawyer

People are involved in car accidents every day. According to auto insurance industry experts, the average driver will be in a car accident once every 18 or so years. Therefore, throughout a lifetime, the average driver will be in about four car accidents.

Even though many drivers are careful behind the wheel, certain factors put individuals more at risk for a collision. Human factors such as inattention, fatigue, and impairment from alcohol or drugs, as well as ignoring safety rules or otherwise engaging in risky behavior, contribute to accidents.

Driving habits and temperament play a role. Age is also a factor. Accidents are more likely to occur when drivers are inexperienced and when they become elderly.

Experts call head-on collisions, sideswipe collisions, and running off-the-road crashes lane-departure or road-departure crashes. The consequences of these accidents may be different, but the causes are similar. A driver leaves their lane; crosses the centerline, leaves the roadway; or runs off the side of the road.

A car accident can range from a minor fender-bender to a deadly collision. (In one recent year, car accidents killed 38,800 people in the United States.) Knowing about each type of car accident can help drivers prevent a collision or injury from happening. Some accidents are more common than others.

Common Types of Car Accidents

1. Rear-End Collisions

The National Highway Traffic Safety Administration (NHTSA) reports that rear-end collisions are the number one type of vehicle collision, accounting for 29 percent of car accidents nationwide. There are approximately 1.7 million rear-end collisions each year. These collisions may be common, but they can have serious consequences.

Most rear-end crashes involve a stopped lead vehicle. Only 22 percent of rear-end crashes happened when the car in front was slowing down. Approximately one-third of rear-end collisions are the result of tailgating. Drivers must maintain a safe distance from other vehicles, but people often become frustrated when the vehicle in front of them is moving more slowly than they would like.

In some cases, tailgating leads to road rage situations. Broken tail lights often lead to rear-end collisions because the car in the back cannot see that the car in front is slowing down.

Whiplash is the most common injury resulting from rear-end collisions, even when the crash happens at low speeds.

2. Side-Impact Collisions

These are collisions in which one of the vehicles strikes another in the side. Although the front and back ends of a vehicle provide a significant amount of protection for the occupants of the accident vehicle, in contrast, typically nothing more than the door and window protect occupants in the event of a side-impact accident. Therefore, these accidents are potentially more dangerous at lower speeds.

There are two types of side-impact collisions. Sideswipe accidents occur when the side of one vehicle strikes or scrapes the side of another. The vehicles may be traveling parallel to one another or in opposite directions. They may both be moving, or one of them may be stopped. According to data from the Insurance Institute of Highway Safety (IIHS), there are 242,000 sideswipe crashes each year. More than 2,500 fatalities each year result from sideswiped accidents and about 27,000 injuries. Sideswipe collisions account for 2.7 percent of fatal crashes of all types. In a sideswipe accident, a driver may lose control, spin out, or collide with other vehicles.

Broadside (also known as angular or T-bone) collisions involve the front of one vehicle hitting the side of another. In just one year 5,187 passenger vehicle occupant deaths resulted from broadside collisions, accounting for 23 percent of all fatal passenger vehicle crashes. They cause many serious injuries and deaths. Most cars have protective features such as seat belts, airbags, and bumpers to protect drivers and passengers. Some vehicles have side curtain airbags, but most do not. Therefore, there is little to protect people struck by a side impact.

Common causes of side-impact crashes include running a red light (the driver crashes into the side of a vehicle crossing with a green light); running a stop sign, a common occurrence at four-way stops; making an illegal or unsafe left turn, which frequently happens when drivers are pulling out of parking lots and side streets; and wandering out of a lane, which can also result in cars going out of control.

3. Head-On Collisions

These collisions occur when cars driving in opposite directions crash into each other from the front. Statistics show that only 2 percent of crashes are head-on collisions, but they account for well over 10 percent of driving fatalities. They tend to cause catastrophic injuries such as brain injuries, spinal injuries, badly broken bones, and paralysis. They often happen on two-lane highways, where there is one lane in each direction and no barrier separating the lanes. Other head-on collision scenarios include driving the wrong way onto streets or ramps; drivers wandering into the wrong lane; aggressive drivers trying to pass on one-lane roads; and in some cases, faulty brakes or other mechanical failures.

4. Rollover Accidents

Data from the National Highway Traffic Safety Administration shows more than 280,000 rollover crashes per year. More than 11,000 of these are fatal accidents. About three percent of car accidents involve rollovers, but they cause approximately thirty percent of motor vehicle accident fatalities. Even when using seat belts or other safety features, the occupants of the vehicle may suffer a wide variety of serious injuries.

A rollover accident means that a vehicle turns over onto its side or roof. In some circumstances, it may roll over several times before stopping. Any vehicle can roll over, depending on the circumstances. However, higher, narrower vehicles such as SUVs, pickups, and vans are more susceptible than traditional cars because they are top-heavy and have a higher center of gravity. In particular, road conditions, environmental factors, and driving skills affect rollover accidents.

When a vehicle goes around a curve, the center of gravity shifts to one side, throwing off the car’s balance. If a driver makes a sharp turn and then overcorrects the other way, the rapid changes in direction can cause a rollover. A vehicle may roll over when maneuvering over uneven terrain. Poorly maintained roads are a contributing factor. Low tire pressure, driving on a flat tire, or a tire blow-out from a defective tire can lead to a vehicle rollover. Strong winds may cause high-sided vehicles such as trucks, buses, and vans to tip over.

The two types of vehicle rollovers include:

  • Tripped Rollovers: This happens when an object, such as a curb, rock or stone, guardrail, soil, edge of a road, or other obstacles trip the vehicle’s tires, causing the vehicle to flip over. Sometimes the car’s tires dig into the soft ground on the shoulder of the road, and the vehicle rolls over. Also, tripped rollovers sometimes happen in off-road situations on a slope that is too steep to keep the vehicle upright. This is the most common type of rollover accident.
  • Untripped Rollovers: These are less common occurrences. Untripped rollover accidents usually involve top-heavy vehicles, such as SUVs and large pickups with high centers of gravity. The vehicle may roll or tip over when swerving, turning too quickly, traveling at high speeds, or maneuvering.

5. Single-Car Accidents

We tend to think of accidents as involving two or more cars, but 58 percent of police-reported fatal car accidents involved only one vehicle. Since there is only one car, it stands to reason that the driver is at fault.

However, factors that may contribute to a single-car accident include:

  • Inadequate or confusing traffic signs and signals
  • Inappropriate safety barriers
  • Poor lighting or poor visibility due to weather
  • Poor road conditions
  • Inadequate maintenance of roads
  • Brake, tire, steering, or other mechanical failures

6. Multi-Vehicle Collisions

Accidents involving multiple vehicles are not always as simple as they may seem. As with rear-end collisions, many multi-vehicle collisions happen when people fail to maintain enough space between their car and other vehicles on the road.

One crash may lead to a disastrous chain reaction or a pile-up. It may be difficult to avoid an impending accident because potential dangers are coming fast from all directions. In the chaos of a multi-vehicle collision, two or more drivers may hit some cars more than once, and momentum from another crash may cause some impacts.

7. Low-Impact Collisions

While many accidents happen at terrifying speeds, three-quarters of all fatal accidents are not speed-related. These accidents that occur at low speeds are typically described as low-impact collisions.

A low-impact collision is when a car collides with another car or an object at a low speed, typically less than 15 miles per hour. In crashes that occur at low speeds, property damage may be minimal, but a driver or passengers may still be seriously injured. Low impact injuries can include whiplash, concussions or other traumatic brain injuries, neck and lower back injuries, broken bones, or torn ligaments.

Common Factors Contributing To Car Accidents

  • Driving While Impaired. When a driver is impaired due to drug or alcohol use, their driving skills are affected. Reaction times are slowed, the driver may fail to see the vehicle in front braking or misjudging the time needed to stop safely. Other cognitive skills such as abstract reasoning, divided attention, and information processing may affect driving ability.
  • Distracted Driving. In 2019, distracted driving was a reported factor in 8.5 percent of fatal motor vehicle crashes. It causes about 90 percent of rear-end crashes. Research shows that using wireless devices, such as cell phones, was one of the primary distraction-causing activities that contributed to near-crashes and incidents. Daydreaming, eating, and passenger-related distractions are also strongly associated with crashes. A shocking 42 percent of high school students across the United States admitted that they text or email while driving.
  • Speeding. A speeding driver does not leave enough space between their vehicle and the vehicle in front. Crashes can happen at any speed. High-speed accidents can cause serious injuries and fatalities, but even low-speed collisions can lead to serious injuries. Slow-speed collisions are common in bumper-to-bumper traffic, intersections, and parking lots.
  • Drowsy Driving. Driver fatigue is a growing problem. Approximately 100,000 police-reported crashes and over 1,500 deaths stem from drowsy driving each year. According to a study conducted by the AAA Foundation for Traffic Safety, drivers who got only five or six hours’ sleep in the prior 24 hours were just as dangerous as a driver with a blood-alcohol level of 0.08 percent, which means someone who would be driving under the influence. A drowsy driver may not have gotten enough sleep, but shift work, medications, alcohol, or untreated sleep disorders may contribute to the condition.
  • Weather. Poor weather, such as rain, fog, ice or snow, or other hazardous road conditions increases the risk of an accident. It reduces visibility and causes a diminished ability to drive safely.
  • Construction Zones. Construction may be unavoidable. Lane closures mean traffic is often backed up. Drivers allow less space between their vehicles and other traffic. They become frustrated and have less room to maneuver and avoid an accident.

Negligent operation of vehicles is a common cause of all types of collisions. When a driver gets behind the wheel of a motor vehicle, they owe a duty to all other drivers on the road to operate their vehicle safely and responsibly at all times. In some cases, failing to meet this standard of care can result in a serious or fatal accident.

Negligent driving typically means driving a car carelessly without taking reasonable precautions to protect others. It often includes violating the rules of the road. In the context of head-on collisions, negligent driving often means failing to use a turn signal, speeding, failing to yield the right-of-way, passing a vehicle in a no-passing zone, or violating some other rule of the road.

For more information or a free case evaluation, call an experienced Tampa car accident lawyer today.