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Florida’s New Auto Insurance PIP Laws Take Effect

Effective January 1, 2013, those injured in a Florida car accident have only14 daysfrom the date of the car crash to seek medical care or risk forfeiting the right to receive thousands of dollars in accident-related medical care.  Failure to obtain medical treatment within this very limited timeframe will completely bar a Florida car accident victim’s right to receive payment of any insurance benefits due under their automobile insurance policy, regardless of fault.

In addition, under this new law, only accident victims diagnosed with an “Emergency Medical Condition” (EMC) are entitled to the full personal injury protection benefits purchased from their insurance company.  Only medical doctors, osteopathic physicians, dentists, physician assistants or advanced registered nurse practitioners are qualified under Florida law to make this newly-imposed EMC diagnosis; a chiropractor cannot make this determination.

According to Attorney Frank Fernandez, “if you have been injured in a Florida car accident, it is now more important than ever for you to immediately speak with an experience Florida car accident lawyer. Don’t wait!”