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Car Accident Tampa, Florida
Parties: Peterson v. Amica Mutual Insurance Company
Florida Injury Attorneys: Florida Attorney Frank F. Fernandez, III of the Fernandez Firm.
Age/Sex/Occupation of Plaintiff: 15 / Male / High School Student
Negligence: Personal injury settlement recovery for a 15-year-old young man who suffered facial scarring, neck and head injuries in a T-bone car accident. On August 5, 2006, the Plaintiff, age 15, was a rear-seated passenger of a vehicle traveling westbound on Neptune Street, near the intersection of Dale Mabry Highway, in Hillsborough County, Tampa, Florida. As the vehicle he was riding in approached and attempted to cross through the intersection at Dale Mabry Highway, suddenly another vehicle driven by uninsured driver, ran the red traffic light at this intersection striking the rear driver’s side the vehicle in which the minor Plaintiff was a passenger. The violent impact of collision caused the vehicle to overturn and roll several times, until it finally came to rest on its side in the roadway. As a result, the Plaintiff sustained serious personal injury including a 4 inch forehead laceration requiring plastic surgical repair, a broken nose requiring surgical revision, a post-traumatic disc bulge in his neck and post-concussive syndrome.

Editor's Note

Prior to hiring the Fernandez Firm, the Defendant insurance company contacted this child’s parents and offered to pay the unrepresented family $75,000.00 to settle the claim. Confused with the terms of the settlement offer and concerned about the nature of their child’s injuries the Plaintiffs contacted attorney Frank Fernandez to review the case. After obtaining and reviewing all the child’s medical records it was clear that the case had a value well in excess of the insurer $75,000 offer, the “final offer” was declined and a lawsuit was filed. Just prior to jury selection on the first day of trial, Defendant’s insurer paid $200,000.00 -– almost three times original final offer --- to settle this case. This case is a very good example of how insurance companies frequently pay tens of thousands of dollars less when they are negotiating a personal injury case with an unrepresented and inexperienced person.

Frank Fernandez

The Fernandez Firm l Tampa


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  • As a Connecticut trial lawyer, I have regularly referred a number of personal injury cases to the Fernandez Firm. As skillful and experienced Florida injury attorneys, their lawyers are attentive to our clients’ needs and committed to making their voices heard. I feel very confident that the clients I refer to the Fernandez Firm are in excellent hands.
    Attorney Eric Smith
    Stratton Faxon
    New Haven, CT
  • As a practicing Florida attorney, for more than a decade I have referred many injured clients to the Fernandez Firm. From start to finish, they devote significant attention to the needs of my clients, they keep me updated regularly on the progress of our cases and, due to their hard work and expertise, have achieved excellent results in settlement and at trial.
    J. Clancey Bounds
    Bounds Law Group
    Orlando, FL